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Have Unused FSA or HSA Dollars? Here’s Where You Can Spend It Online So It Doesn’t Go to Waste

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With 2023 about to start, it’s time to check off the remaining end-of-year tasks before we finally make our way into the new year. Your top priority? Using up those unused FSA and HSA dollars if they don’t rollover. It’s easy to forget about them, but the last thing you want to do is waste those hard-earned dollars. Not sure where to spend it all? Here’s the scoop on where to shop.

Lo and behold: There’s a literal FSA store online where you can go on a health-related shopping spree. Glasses, period products, baby items — you name it, you can buy it with your FSA and HSA accounts (and without leaving the house!). It turns out that Target and Amazon even have sections online that are eligible, so taking care of yourself and your family has never been easier. Need some new specks? Look to Warby Parker or GlassesUSA. And yes, you can even get an at-home COVID-19 test and cute adhesive bandages too.

Ahead, check out the surprising places you can spend extra FSA and HSA dollars online, so you can stay healthy and not let your money go down the drain.

CVS

PSA: If you have unused FSA or HSA dollars, it’s time to use it or lose it as the year comes to a close. To save the day, CVS has an HSA/FSA portal available on its website where you can snag a bunch of must-have items from essential health and wellness items to popular beauty products like the cult-favorite Neutrogena Clear Pore Cleanser/Mask.

Neutrogena Clear Pore Cleanser/Mask

Designed for acne-prone skin, this cleanser and mask product from Neutrogena can be used as a daily cleanser or a spot-fighting mask when a breakout strikes. Its dermatologist-tested formula contains powerful 3.5% benzoyl peroxide acne medication, oil-absorbing kaolin, and bentonite clay to fight existing acne.

GlassesUSA

There are two ways to shop on GlassesUSA.com using your FSA/HSA money. The first option is with an FSA/HSA debit card. If you have an FSA debit card, complete your purchase as you would with any other credit card. The other option is if you don’t have an FSA/HSA debit card, simply complete your order and they’ll send you an itemized receipt after your purchase.

Muse x Hilary Duff Eva

$65 $108 40% off

You can use your FSA/HSA funds to purchase new and trendy specs like the Muse x Hilary Duff Eva frames, which are currently marked down to just under $65.

Everlywell

Everlywell is essentially the hip, online-only version of Walgreens. You can shop everything from women’s health and food sensitivity tests to STD and colon health tests and even purchase vitamins and supplements to maintain your health. Everlywell is also hosting a sale right now during which you can save 30 percent on your order using code CELEBRATE at checkout.

Everlywell Women’s Health Test

$162 $249 35% off

The Women’s Health Test is a comprehensive hormonal panel that tests hormone levels to see if and why you may not be feeling your best. The test checks the levels of 11 biomarkers that each play an important role in your reproductive health, and using your results, you can then consult your doctor to see which, if any, next steps you can take to start feeling better.

Thinx

You should be able to be reimbursed for period products from Thinx with your HSA or FSA accounts — make sure to double-check with your provider first. These innovative period undies (and now sleep shorts) go up to size 3XL and come in a variety of absorbency levels.

Thinx for All Cotton Brief

Available in sizes ranging from XS up through 4XL, the popular Thinx Cotton Brief can hold up to five tampons worth of fluid. It has a comfortable fit with full coverage and the cotton material is breathable, stretchy, and will make you forget you’re even on your period.

FSAStore.com

When in doubt, just head to FSAStore.com. It’s basically an online drugstore, so you can pick up everything from first aid supplies and over-the-counter meds to a COVID-19 test. You can even buy baby monitors and posture-improving devices. Or, try out this migraine and eye-reliever mask that will turn your house into a spa.

Caring Mill by Aura Ease Migraine and Eye Reliever with Compression and Heat

Migraine sufferers and those who experience eye fatigue will love the relief this mask from Caring Mill can give them. With the right amount of compression and heat, the mask targets pressure points and provides rhythmic massage to alleviate headaches and tension.
Experience migraine and eye fatigue relief in just minutes with the Ease Migraine and Eye Reliever with Compression and Heat — Caring Mill™ by Aura. Designed to target pressure points via oscillating pressure, heat up to 107° F, and rhythmic percussion massage, the device helps alleviate headaches and distress by melting tension and reducing eye strain.
Choose between 5 different treatment options and Bluetooth your favorite soothing music during treatment.
Take your health to the next level with FSA eligible Drug-Free Pain Relief products.

Warby Parker

If you’re all about being on trend with your specks, Warby Parker is where it’s at. You can use your FSA and HSA on prescription sunglasses, prescription eyeglasses, contact lenses, and eye exams, which even include contact lens fittings.

Warby Parker Morgan

For just $95, you can grab the chic Morgan tortoise frames, polycarbonate and scratch-resistant lenses, and the scratched lens replacement guarantee. And you can save big when you use your HSA/FSA insurance.

Target

Our favorite big-box retailer has a generous selection of health-related items to purchase online. You can buy everything from Welly tie-dye adhesive bandages to vitamins and skincare items, so it’s an FSA wonderland.

Welly Kid’s Flex Fabric Bandages

Welly bandages are great because they’re made with flexible fabric and patterned with bright and fun colors to make scratches a lot less scary. And this pack of assorted bandages will ensure you’re prepared for any bump or scrape that comes your way.

Amazon

Of course, Amazon is in on the healthcare festivities. Just add your FSA or HSA card to your account, and you’ll be ready to shop for cold and flu essentials, sunscreen and skincare, pain relief products, heating pads for back pain and cramps, and so much more. Amazon has even made it easy by indicating which products are FSA or HSA-eligible.

GENIANI King Size Heating Pad for Back Pain & Cramps Relief

$28 $33 15% off

This XL size will cover your entire back or stomach to provide relief to sore muscles, aching joints, and cramps when it’s that time of the month. It heats up in seconds and has three heat settings so you can get a perfect soothing temperature.

Use your FSA and HSA funds on some of these must-have health aids before the year is out!

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